Financial Literacy

Finances can be a stressor, regardless of tax bracket. Here are tips for making better money decisions.

Five video titles make up this series including topics such as budgeting, banking and credit.

Filled with straightforward guidance and practical knowledge, this program empowers young adults to get their financial lives on track and “give purpose to every penny.”

College is a time of new found freedom for many students. But with freedom comes responsibility, especially fiscal responsibility. This video reviews the basics in money management skills in order to build a solid financial foundation for college years and beyond. Topics include how to set up a budget, discretionary vs. nondiscretionary spending, and savings.

Every young person will leave home at some point - to go to college, to work, or simply be on their own for the first time. When they do, they will enter the world of credit...money loaned to them to buy a car, rent an apartment, sign up for a subscription service, get a student loan or credit card. This video will explain what credit means, the various types of credit available, interest rates, as well as credit scores.

For those high schools students who decided to further their education, 70% will go into debt by taking out a student loan. The goal of this video is to help students fully understand student loans and increase their ability to make informed decisions. This video will review the history of student loans, government vs. private lenders, interest rates, and payback options.

The stock market – buying and selling stocks – has been creating wealth for Americans for over 200 years. For students in college, it is important to understand the role the stock market might play in their financial future. This video will review the history of the stock market, the Dow Jones and S&P 500, dividends vs. growth stocks, and investment strategies.